The site https://bpnet.gbp.ma/ is an exclusive property of Banque Centrale Populaire.

A. Identity

Name of the publisher: Banque Centrale Populaire.
Company status: Société Anonyme with Board of Directors with Capital of 2.022.546.560 DH
RC: Casa 28173 Headquarters: Central Popular Bank - 101, boulevard Mohamed Zerktouni - BP 10.622 - 20100- Casablanca Legal representative: Mr Mohamed Karim MOUNIR, Chairman and Chief Executive Officer and Chairman of the Steering Committee of Crédit Populaire du Maroc (CPM). BCP acts on its behalf and on behalf of the Banques Populaires Régionales (Law 12-96).

B.Professional rules

The Banque Centrale Populaire is a credit institution under Moroccan law governed by the Dahir No. 1.00.70 of October 17, 2000 (Law No. 12-96) and approved by decision of the Governor of Bank Al-Maghrib No. 28 of 17 Kaada 1431 (October 25, 2010), whose registered office is located at 101, Bd Mohamed Zerktouni, Casablanca, registered in the commercial register of Casablanca under the number 28173.

The platform https://bpnet.gbp.ma/ - (CHAABI NET) - is a transactional remote banking service that allows the subscriber customer Individual, Professional or Business to access their accounts and perform a set of banking operations with complete autonomy, confidentiality and security, that this either in Morocco or abroad.

C.Use of cookies

A cookie is information stored on your hard drive (Computer, Smartphone, Tablet ...), in the form of files, by the server of the site you visit.

It contains several data:

- the name of the server that filed it;
- an identifier in the form of a unique number;
- possibly an expiration date ...

The site https://bpnet.gbp.ma/ may use cookies and thus store files on your device allowing easy access to the services offered.

In no case, the cookies of the site https://bpnet.gbp.ma/ne pourront servir à collecter des données personnelles sans votre accord exprès. Ces informations ne seront pas transmises en dehors du Groupe Banque Populaire et de ses partenaires. Elles ne seront pas non plus utilisées dans le cadre de campagnes de communication non sollicitées. Conformément à la réglementation, nous vous informons que vous pouvez vous opposer à l'enregistrement de ces cookies en configurant votre terminal selon les versions des navigateurs web que vous utilisez. Pour ce faire, référez-vous aux rubriques d’aide de vos navigateurs.

D.General conditions

Customers can access the information made available through the site https://bpnet.gbp.ma/whose navigation is subject to the regulations in force and to these conditions of access and use.

Customers accept the following rules :

1.Conditions of access and use:

Subscription management :

Through the CHAABI NET website, non-subscribing customers can join in the form of a pre-subscription followed by validation at the agency level.

Memberships initiated by the customer via the Internet through the CHAABI NET site must be supported by the agency only after confirmation of the request following the receipt of the contract signed by the client. The subscription requires: A valid email address; A valid mobile phone number A single click and you have a wealth of useful information 24 hours a day, 7 days a week.

CONSULTATIONS :

The CHAABI NET platform makes it possible to consult and perform certain tasks related to the customer's account, namely :

- Consultation of the summary of savings accounts and check 24/24 and 7/7;
- Consultation of the statement of operations for the last 3 months;
- Edition of the bank account statement (RIB);
- Access to 10 years of archival records (account statements, transaction notices, amortization tables ...);
- Consultation of the history of transactions carried out by electronic payment cards during the last six months;
- Monitoring the credit situation and the list of outstanding payments;
- Consultation of the securities portfolio, the order book and the securities movement history;
- Editing of assistance contracts and follow-up of reimbursement files;
- Simulations of credits;
- Price and currency prices;
- Brevary of the commissions.

OPERATIONS :

The customer can also through the platform CHAABI NET, initiate the operations below :

- Making cash available to the entire Banque Populaire network;
- Account transfers;
- Payment of invoices and payment of internet purchases;
- Request the purchase code on the internet;
- Ordering means of payment;
- Opposition of electronic cards;
- Beneficiary management;
- Customization of Chaabi Net services;
- Setting alerts, mail and SMS;
- Management of the mailing of bank documents.

E-MAILING :

The customer automatically receives on his e-mail address and at his request, the following information :

- The statement and the balance of his accounts;
- unpaid credit maturities;
- Orderly transfers not executed;
- unpaid checks;
- The automatic debits not executed.

2.Watches :

Banque Populaire declines all responsibility for the content of the site and the use that may be made by the customer.

Any customer wishing to obtain a product or a service described in the site must contact his Banque Populaire agency to inquire about its availability, the contractual conditions and the rates that apply to it.

Any visitor of the site is considered as accepting the application of the Moroccan laws and the attribution of competence to the courts of Morocco.

We can not guarantee the confidentiality of the messages that you can send to us that pass through an open telecommunication network. For all confidential messages, we invite you to contact your Banque Populaire agency directly. In any case, the Banque Populaire can not accept to receive, by courier, instructions to perform a banking or financial transaction requiring a written and signed order of the customer except the operations arisen whose customer already has a subscription.

The user of the website acknowledges having the skills and means necessary to access and use this site.

3.Protection des données à caractère personnel

En application des dispositions de la loi n° 09-08 relative à la protection des personnes physiques à l'égard du traitement des données à caractère personnel, le Client donne consentement à la Banque à l’effet de traiter ses données personnelles collectées et ce en référence à la délibération de la Commission Nationale de contrôle de la Protection des Données à caractère Personnel (CNDP) relative à la tenue de compte de la clientèle et la gestion des opérations s’y rapportant.

Le client consent en outre, que ses données à caractère personnel soient communiquées à la Banque Centrale , aux banques populaires régionales, aux filiales de la banque, à ses sous-traitants, aux autres établissements teneurs de comptes pour les transferts de fonds, aux intermédiaires pour l’exécution de certaines opérations bancaires, aux autorités compétentes ou de tutelle habilitées, aux centrales d’information, aux compagnies et courtiers d’assurances dûment habilités, aux ayants droit, tuteurs et mandataires habilités.

Les données personnelles collectées peuvent, à l’occasion de diverses opérations faire l’objet d’un transfert à l’étranger. Ce transfert doit-être autorisé préalablement par la CNDP conformément aux articles 43 et 44 de la loi 09-08.

Le client , justifiant de son identité et conformément à la loi 09-08, dispose d'un droit d'accès, à ses données personnelles, d’un droit de rectification de celles-ci ainsi que d'un droit d'opposition, pour des motifs légitimes, au traitement de ses données. Pour exercer vos droits vous pouvez vous adresser à l’agence gestionnaire de votre compte.

Ce traitement a été autorisé par la CNDP sous le n°A-GC-220/2014.

4. Intellectual Property:

The presentation and the content of this site constitute a work protected by the laws in force on the intellectual property, of which the Popular Bank holds. No reproduction and / or representation, partial or complete, may be made without the prior written consent of Banque Centrale Populaire.
The name Banque Centrale Populaire, the logo of the latter, the names of the products in its range as well as the slogans, are, unless otherwise indicated, trademarks registered by Banque Centrale Populaire.
Drawings, photographs, images, texts, animated sequences with or without sound, and other documentations represented on this website are subject to industrial and / or intellectual property rights and are, as the case may be, owned by Banque Populaire or third parties authorized the Banque Populaire to use them. As such, any reproduction, representation, adaptation, translation and / or transformation, partial or complete, or transfer to another site are prohibited.
The reproduction of any documents published on the site is only authorized for the exclusive purposes of information for a personal and private use, provided not to remove the mentions concerning the copyright or other mentions concerning the rights of intellectual or industrial property . This private use does not confer any rights on these documents.
Their partial or complete reproduction, without the prior written consent of Banque Populaire, is strictly prohibited.
In addition, any reproduction, transmission, use of Banque Populaire's website for public or commercial purposes, or any creation of links with it, without the prior written authorization of Banque Populaire is strictly prohibited.

5. Hypertext links:

Banque Populaire disclaims all liability for the use and content of links to sites outside its own; the connection to another site via a hypertext link is the personal choice of the user, and is operated under the sole responsibility of the latter.

The user must take all precautions to ensure that the site served by the hyperlink contains no viruses.

In general, Banque Populaire can not be held responsible for direct or indirect damage suffered by the user through the use of this site.

6.Communications :

The content of the messages or documents that you transmit to Banque Populaire by e-mail or any other means from the site, including data, questions, comments, suggestions or any other communication of this nature will be treated as non-confidential content. confidential and non-proprietary and therefore deemed freely usable by Banque Populaire, its Banques Populaires Régionales and its subsidiaries or affiliated companies, including, inter alia, for purposes of reproduction, communication, transmission, publication, dissemination and sending. In addition, Banque Populaire is free to reuse, for development, production, marketing or other purposes, the ideas, concepts, know-how or techniques contained in messages, regardless of their purpose. , that you would have sent to the site.

7.Exclusion guarantee:

Banque Populaire makes no warranties, express or implied (including, but not limited to, the implied warranties of merchantability or non-infringement, merchantability or fitness for a particular purpose) for accessibility, the accuracy, reliability, up-to-date or content of these pages. The Banque Populaire can not, under any circumstances, be held responsible for any damages whatsoever, including but not limited to direct, indirect, incidental or consequential damages, loss of profits or loss of profits. interruption of activity, resulting from decisions taken on the basis of the content of these pages, the use or inability to use this service, even if Banque Populaire has been notified of the possibility of such damages. The Banque Populaire can not, under any circumstances, be held responsible for decisions taken on the basis of the content of the pages.

8.Tarification :

Access to the site https://bpnet.gbp.ma/ is reserved for customers who have a subscription to this service in accordance with the tariffs in force, excluding Internet access providers and excluding telephone costs that are invoiced directly by the operators.
The services offered by https://bpnet.gbp.ma/ are subject to fees and commissions. The customer has on the site a Breviary allowing him to learn about these fees and commissions.

9.Legal law and applicable law:

The Casablanca Commercial Court represents the only legal entity that, by applying Moroccan law, can decide on any dispute concerning the interpretation or the execution of the legal notices and the general conditions of use as presented on the site. https://bpnet.gbp.ma/.